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Are you looking for help with an upcoming financial case but are not certain what services you really need? Are you looking for help answering bankruptcy questions such as ‘are personal bankruptcies public record’ and ‘do I really need an attorney to file for bankruptcy’? Do you need legal help to understand your case and the different ways bad credit vs bankruptcy can affect your financial future? If you said yes, then you need to find your local law firm and see what a local bankruptcy attorney can help answer all of your concerns when it comes to filing for bankruptcy.

They will take the time to answer all of your questions and address any concerns regarding bankruptcy and how it works and what all will be expected of you. They will also explain the advantages and disadvantages of filing bankruptcy and make sure you understand your rights and responsibilities before and after the case. The best law firms have attorneys who are experienced with all types of bankruptcies and who can make filing for bankruptcy collections and services fast and easy. Call your local law firm today to get started.

Financial struggles can be one of the most stressful moments in life. When debt keeps mounting, often the last resort for many people is filing for bankruptcy. Filing for bankruptcy can be a very deflating event, which is why it is in a person’s best interest to hire a Philadelphia bankruptcy lawyer.

With or without the aid of a Philadelphia bankruptcy lawyer, bankruptcy filings fell by 12 percent nationwide in 2011. Many argue that this decrease is due to the fact that some people can not afford the fees associated with the filing. Others claim that many people have adjusted their spending as the nation’s economy slipped. Regardless of the reason, before hiring Philadelphia bankruptcy lawyers, there are five different types of bankruptcies you should be aware of.

There are certainly trying times in life in which it is necessary to hire an experienced attorney such as a Philadelphia bankruptcy lawyer. The five types of bankruptcies that a Philadelphia bankruptcy attorney can help you with are Chapter 7, Chapter 9, Chapter 11, Chapter 12, and Chapter 13. Chapter 7 bankruptcy is the most common; it usually takes less than four months for the process to be complete. A Chapter 9 bankruptcy deals with municipalities such as a political subdivision or a public agency. Chapter 11 bankruptcies are generally reserved for business corporations. A Chapter 12 bankruptcy specifically applies to farmers and fishermen. Lastly, in a Chapter 13 bankruptcy, a person does not have to sell off their assets but must pay off their creditors with their future earnings. Hopefully, a Philadelphia bankruptcy lawyer can help you move your case through the courts as expeditiously as possible.